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Used vs new car calculator

Compare total cost of ownership between a new and a 2-3 year-old used car.

Your inputs

Results

Used saves
$11,251
over 5 yrs
New TCO
$55,039
Used TCO
$43,788
A 2-3 year-old used car skips 30-45% depreciation that new buyers eat. Biggest single money-saver in auto buying.

About this calculator

The used vs new calculator gives you a fast, realistic estimate using the same math the pros use. It runs entirely in your browser โ€” nothing you enter is sent to a server.

Use the inputs above to match your exact situation. The result updates in real time.

How to use the result

Used vs New is one piece of the picture. The biggest gains usually come from negotiating price before discussing financing. Plug in different scenarios to see how sensitive the answer is to each assumption.

What this doesn't include

Every calculator here uses simplifying assumptions. Taxes, fees, and real-world friction can move the answer 10-30%. Use this as a starting point, not a final answer โ€” and always verify with a qualified professional before making real decisions.

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